About Us

Cherussery Credit Pvt Ltd is a company registered in the state of Andhra Pradesh and taken over by the present stake holders of Kerala during the year 2016. The company holds a valid NBFC registration since 1989, to do the business of financing all over the India. The company belongs to “Loan Company” under the classification of Reserve Bank. Since at present all the directors and stakeholders are in Thrissur district of Kerala state, now the corporate office of the company has been set in Thrissur. Company is a closely held company under the management of Three directors viz. Mr. C.V.Raveendran (Managing Director), Mrs.K.G. Sreeja, and Ms.C.R Aarcha . All the Regulatory compliances of the company such as with RBI, Ministry of Corporate Affairs & Income tax department are proper and upto date.

Download our Annual Report here.

MOTTO

The unwavering commitment of Cherussery Group to upholding the highest standards of trust, transparency,    and  professionalism forms the cornerstone of our enduring success.

Company presently have its Regional corporate office at Thrissur, Kerala and 08 branches in Westfort, Kunnathangadi, Kizhuthani, Pavaratty, Mayannur,Kothakurissi,Ambalapara and Poovathingal. Present Promoter’s fund of the company is 336 lacs and company has an outstanding Loans advances of 430 lacs, having NCD to the tune of Rs.186 lacs, Cash credit from Dhanalaxmi bank for Rs.120 lacs as on date. Company’s main loan portfolios are Small business loans and Gold loans.

In long term Company is proposing to start 10 more branches all over South part of India in the Fiscal 2020-21 with a vision to add more loan products, especially with MSME sector, keeping the Capital to Risk Weighted Assets Ratio (CRAR), Leverage Ratio and other Reserve Bank directions, company has the option to raise funds through the issue of privately placed debentures, Company would look into raise funds through this option.

FOUNDER

Velayudhan Cherussery

PROMOTERS & DIRECTORS

Cherussery Velayudhan Raveendran

Managing Director

Mr. C V Raveendran S/o. Cherussery Velayudhan, is residing at Cherussery House, Madambi Lane, Poothole, Thissur. With over quarter of a century of experience, the promoter, has carved a niche in the field of financing and allied services. The Cherussery Group was established way back in the year 1955, the "Sree Krishna Dhan Vyavasaya Fund" was the first foray of the group in the financing segment.

Sreeja K G

Promoter Director

Ms. Sreeja W/o. C V Raveendran is residing at Cherussery House, Madambi Lane, Poothole, Thissur. She has been supporting her husband in managing his credit businesses for the last several years.

Aarcha C R

Director

Ms. Aarcha D/o. C V Raveendran is residing at Cherussery House, Madambi Lane, Poothole, Thissur. She is a B.Tech graduate, presently she is an active director having portfolio of business development activities and financial planning

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